Foreclosures

 

At Fox & Melofchik, L.L.C. our New Jersey foreclosure defense lawyers aggressively act to protect our clients from being victimized by foreclosure. We employ every legal strategy available to keep our clients in their homes and prevent banks from foreclosing.

We raise all appropriate legal defenses and aggressively negotiate with lenders to so that our clients can afford to continue owning and remain living in their homes. Each foreclosure defense lawyer at Fox & Melofchik treats our clients as individuals, with attention to the unique facts and circumstances specific to each situation. Our skilled attorneys and professionals effectively leverage our experience and knowledge of the law to craft an individually customized strategy for each specific client.

Most homeowners want to remain in their homes and avoid foreclosure at all costs. We have the experience to efficiently and effectively defend our clients from foreclosure.


Short Sale

Owe more on your home than it is worth? If this is true, consider a Short Sale. A Short Sale is an alternative to foreclosure which allows homeowners with more debt than their property is worth to sell their property to a third-party for less than is owed on their mortgage. This provides homeowners with a fresh financial start by freeing them from crippling debt.

A Short Sale cannot happen without the consent of the lender, and convincing the lender to provide that consent is difficult without the guidance of experienced professionals. The professionals at Fox & Melofchik work aggressively to persuade lenders to take a loss on loans so that our clients can sell their homes through Short Sales. Most homeowners want to avoid foreclosure at all costs. We have the experience to efficiently and effectively guide clients through the Short Sale process and the credibility as legal professionals to successfully negotiate with lenders to make Short Sales happen.


Bankruptcy Legal Services

Swimming in debt?  Falling farther and farther behind?  Bankruptcy may provide you with the fresh start you have been hoping for.

The professionals at Fox & Melofchik can help you today.  Our legal staff will help you navigate through the complicated bankruptcy process. Our attorneys will efficiently and effectively guide you through the Chapter 7 and Chapter 13 bankruptcy process. With a bankruptcy filed under Chapter 7 of the US Bankruptcy Code you can wipe out all of your debts and get a fresh start.  Such a bankruptcy can offer complete and immediate relief to the most oppressive debt.  Alternatively, a bankruptcy filed under Chapter 13, applicable to income receiving debtors, provides you with breathing room so that you can get your financial house in order and pay off your debts. This type of bankruptcy is particularly attractive to those facing foreclosure.


Overwhelmed by Credit Card Debt?

Are creditors constantly harassing you with phone calls?  Are you at risk of foreclosure? Contact our debtors' rights attorneys now to learn how you can escape debt now. Before speaking to a debt consolidation company, consider talking with one of our attorneys. Don't fall prey to offers that seem too good to be true. Credit consolidation companies often make bold promises, but frequently provide nothing more than a huge fee!

The professionals at Fox & Melofchik work aggressively to free our clients from burdensome debt. We leverage clients' legal rights so that they can gain the fresh start they deserve. Act quickly. Contact us now if you want to find out more about our debt relief strategies, including bankruptcy, and how such approaches may provide you with your fresh start.  All consultations are always free.

 

 

 

Fox & Melofchik, L.L.C.

Copper Gables Professional Building
1001 Deal Road
Ocean Township, NJ 07712-2503
Office: (732) 493-9400
Fax: (732) 493-5006
foxandmelofchik@jerseylawoffice.com

 

The attorneys at Fox & Melofchik, LLC, serve clients throughout Monmouth County, Ocean County, Union County, Mercer County, Middlesex County, Essex County, Hudson County, Bergen County and many municipalities, including Ocean Township, Red Bank, Dover Township, Little Silver, Rumson, Long Branch, Asbury Park, Shrewsbury, Tinton Falls, Eatontown, Allenhurst, Oakhurst, Deal, Freehold, Marlboro, Manalapan, Colts Neck, Holmdel and many others.

 

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

Copyright © 2011 by The Law Offices of Fox & Melofchik, L.L.C. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement.